Insurance Algarve Portugal

Are you looking for a reputable Insurance Broker Algarve?

David Hills Insurance Algarve is the premiere insurance brokers in Portugal.

Their office is in Almancil on the Algarve but they can offer insurance policies to clients all over Portugal, including Faro, Albufeira, Tavira, Vilamoura, Lagos, the Silver Coast areas including Lisbon.

David Hills Expat Insurance has been established since 1990 and offer an English speaking service to all of their clients.

Their office hours are 9am until 5pm, Monday to Friday, their team of insurance professionals are reliable and friendly and are happy to be contactedby phone or email.

They have a range of insurance products designed to cover every aspect of living in Portugal or for homeowners in Portugal.

They offer excellent insurance cover at reasonable prices and have a very supportive claims team who will guide you through the process from start to finish.

David Hills Insurance Agency Algarve has a fantastic reputation throughout Portugal and years of experience. They will give you an insurance quotation that suits your requirements and criteria, ensuring the correct advise and appropriate cover for each and every single client.

Their team of experts can offer you a quotation immediately and the insurance policies and documentation is issued from their office in Almancil so they are available to their clients straight away, giving you complete piece of mind and confidence.




Their services include:

• Motor Insurance (UK, Portugal & Spain registered vehicles)


• House Hold Insurance (buildings and contents)


• Travel insurance (worldwide annual and trip cover)


• Medical Insurance


• Commercial Insurance

Whether you have a holiday home, investment property or a permanent home in Portugal you will always need insurance of some kind. David Hills Insurance agency Algarve will make sure you get a competitive quotation and will offer you a personal and professional service from time of quotation to if you have a claim.

Contact David Hills Insurance brokers Algarve agents today for a quotation or consultation with their staff or alternatively you can receive a free no obligation quotation using their online form by clicking here.

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Relocate to Span

Relocating to Spain?

Moving to the Costa del Sol?

Help in Spain is a one-stop shop for all your relocation needs to the Costa del Sol and Gibraltar in southern Spain.




Whether you are planning to move permanently to the Costa del Sol or you have a holiday or investment property in Spain their team will guide you through all the services you will need.




Derek and Isabel founded Help in Spain and between them they have many years of experience in full project management, they are bi lingual and will advise and guide you through any process you require, making sure your move is enjoyable and stress free.

Their services include:

• Full project management

• Full relocation services to Spain and Gibraltar

• Removals and transportation assistance

• Pet transportation

• Residence permit and NIE assistance

• Town hall registration

• Assistance in utilities and phone set up

• Internet connection

• Driving licence and learning to drive in Spain assistance
  
  

• Assistance with household and car insurance

• Opening a bank account

• Accountants

• Tax advice

• Legal advice

• International schools and nurseys advice

• Setting up your own business assistance

• Foreign exchange help

• Property management

• Property rentals

• Vehicle purchase

• Property purchase

• Assistance in medical care

It is very daunting when moving to a foreign country and you do not speak the language with so many things to organise.

Help in Spain offers a personal service to individuals and families who are moving to the Costa del Sol and Gibraltar in Southern Spain. They will listen to your requirements and criteria and will tailor make a relocation package for you and your family.

They offer a comprehensive consultation before carrying out any work for you.

Help in Spain was established to meet the great demand for expats who are moving abroad.

Guidance and support is offered even after you have made your move to southern Spain, they can help you communicate with local authorities, builders, architects, doctors, dentists, schools and any other local service you may require, so your life is made simple and easy abroad.

Contact their friendly team today for a free consultation or go to www.jigsawoverseas.com

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Property Maintenance Costa del Sol

Pinnacle Services is the premier property maintenance Costa del Sol.

They offer an extremely unique and personal property maintenance service to all of their clients along the Costa del Sol, from Malaga, Benalmadena, Fuengirola, Calahonda, Elviria, Marbella, Puerto Banus, San Pedro, Estepona and Sotogrande.

The Pinnacle Services team of English speaking professionals offer a wide range of property maintenance services and assistance to the English home owners in Spain for a low cost.

Whether you have a holiday home for your family, an investment property you rent out to tenants or a permanent home on the Costa del Sol, Pinnacle Services can offer you a tailor made property maintenance package to suit you, your home and most importantly your budget.

Traditionally, English home owners in Spain have had to use several different tradesmen and builders when they need help looking after, or developing, their property, garden or swimming pool.

This can often be a problem with expensive or hidden charges, unknown quality of workmanship and language difficulties.

Pinnacle Services offers the following property maintenance service to all of their clients:

• Painting and decorating


• Tiling


• Carpentry and joinery


• Minor building works


• Gutter cleaning


• Drainage


• Gardening and landscaping


• Cleaning


• Window cleaning


• Pool maintenance


• Plumbing


• Electrics


• Property caretaking

Pinnacle Services make sure that your property is looked after while you are away and benefits to using their property maintenance services on the Costa del Sol are:

• Significantly reduced costs over having to contract tradesmen individually


• You have the flexibility to call off assistance for virtually any task as and when you need it


• Peace of mind that any work is undertaken to a high quality by experienced workers who take pride in their work


• Reassurance that you will not be overcharged for any work or pay inflated prices for any materials

The property maintenance services offered by Pinnacle have been offered to suit the requirements of most Spanish property owners. However if you feel that there is a service that you need which you cannot see above, please let them know and they will do their best to accommodate you.

Why not give Martin Cordiner a call today at Pinnacle Services for property maintenance Costa del Sol Spain.

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French Mortgage

Athena Mortgages the NO 1 choice for a French mortgage or French Equity Release.

The Pierre and Vacances group (P & V) have recorded property sales of classic and French leaseback property to the tune of over 300 million matching the total from the previous year. This success in spite of the economic conditions has created a bullish atmosphere at the head quarters in Paris, France, so much so that the target set for the new year has been doubled.

With a new Center Parcs property just launched in Isere near Lyon with over 1000 cottages for sale, the continuing good sales at flagship ski developments in Avoriaz under the brands of MGM, Maeva and Pierre & Vacances, the plans for a huge new nature Eco park near to Euro Disney called the "Village Nature" and various other new developments in European city centre under the Adagio brand, there is certainly enough property to meet the expected demand.

Investors in France have been buying P & V developed and managed property for over 40 years as a long term investment and pension complement. A leaseback with P&V offers a secure income stream, which can be accessed without the hassles and worries of ownership. Demand across France has increased recently due to the tax breaks offered by the new Loi Scellier which adds to the already attractive tax regimes for leaseback properties. Investors benefit from a refund of the VAT on new build properties of up to 19.6%, rental income which is virtually tax free after deductions and with no capital gains tax after 15 years of ownership, it is clear to see the attractions to the investment on both sides of the channel. The interest in this investment type is growing in the UK and Ireland with many IFA networks offering leasebacks as standard due to the security of the investment and the strength of the management company, the pension grade guarantee behind the rental income. The pension crisis is also driving the demand for leaseback property as people realize they need to diversify their portfolio in the face of massive underperformance of pension funds on the stock market.

According to John Busby of Athena Mortgages who arrange French mortgages for all the international buyers of P & V property investments, there has been increasing activity in the last 2 months. "Sales at the P & V international office in London have been steady over the last year owing to the solid credentials, the brand and track record of P & V and the excellent borrowing conditions in France. With rates now at historic lows, the likelihood that they will increase in the coming year or so and the availability of mortgages at up to 100 per cent we see this as the perfect time to buy a property in France". Nick Leach UK manager for P & V property investments agrees. "Many of our UK based investors are attracted by the 100 per cent loans as a method to offset the weaker sterling. These loans are not at high rates and loans over 25 years start as low as 2.95%.

Only time will tell if this ambitious target will be met but in the light of the conservative targets and behavior of the P & V group over the past 40 years this positive stance bodes well for the economies on both sides of the channel.

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